Fees

General services

Account creation

0 Eur

Account administration

0 Eur

Inactive account fee

0 Eur

Investment services

Investor fee

0 Eur

Contract conclusion/administration

0 Eur

Administration of overdue payments of the Borrower under the loan agreement

This fee is applied when the project owner fails to meet their obligations. Annual interest is calculated based on the uncovered investment amount by the project owner (according to the Financing Agreement). These interests are allocated for the administration of delayed payments by the project owner. The fee is deducted from the increased interests paid by the project owner.

5% annual interest

Borrowing services

Application administration and evaluation

0 - 2500 Eur

Contract conclusion fee (one-off)

Calculated from the collected amount, deducted from the paid amount.

0,5 - 8 %

The fee is calculated based on the term of the Loan Agreement for the entire loan period (regardless of whether the loan is repaid early), which must be paid in full at once and deducted from the disbursed amount. If the loan is not repaid on time, this fee is calculated until the final repayment of the loan.

Contract administration fee (monthly)

The minimum total amount of the Contract conclusion and Contract administration fee is not less than EUR 1,300.

0,1-0,2%

The minimum total amount of the Contract conclusion and Contract administration fee is not less than EUR 1,300.

Project upload and advertising fee

250 - 2500 Eur

Mortgage administration (one-off) (simple transaction, no more than 5 property units / more than 5 property units or non-standard transaction (foreclosure adapted to the property, etc.))

350 Eur/500 Eur

Uploading a new project phase to the platform

100 - 500 Eur

Contract termination fee in case of refusal of financing

It is paid in cases where the Project Owner has signed the Credit Offer, but refuses financing or does not fulfill the conditions specified in the contract (e.g. refuses/no longer pledges real estate).

3 months' interest on the financed amount, as well as Contract conclusion and Contract administration fees

Property insurance coordination service

100 Eur

Granting permission to sell, remortgage property, refinance (for each document prepared within 5 days)

150 EUR

Issuance of urgent permission to sell, re-mortgage property (for each document, prepared within 2 days)

300 Eur

Permission for the borrower to deregister part/all of the mortgage (for each document, prepared within 5 days)

0 Eur

Urgent permission for the borrower to deregister part/all of the mortgage (for each document, prepared within 2 days)

150 EUR

Deregistration of a mortgage (within five business days).

150 EUR

Urgent mortgage deregistration (within two business days).

300 Eur

Changing the mortgage transaction when the transaction is signed outside of Vilnius / Riga / Tallinn

150 EUR

Issuance of other permits - for design, establishment of servitude, dismemberment, etc. (for each document prepared within 5 days)

150 Eur

Loan repayment is due within 14 days before the loan term ends.

0 Eur

Early repayment of the loan or its part

0-2%

Debt administration fee

A one-time fee applied to the credit recipient in the event of a delay in transferring payments related to the repayment of the Loan (Interest, Loan amount, its part, etc.). In the case of a staged project, the fee is applied to each loan schedule (stage) separately.

100 Eur

Increased interest in case of loan default

It is applied in case of default under the loan agreement. The project owner pays the tax to the Investor (the Investor pays part - half - of the tax to Profitus for the administration of the overdue loan).

+10% annual interest on weighted interest

Debt recovery fee

It is applied when the loan agreement is terminated and the recovery process is started (applying to a notary).

5% of the recoverable amount

Asset realization fee

It is applied when Profitus realizes or assists in the realization of recovered assets, calculated from the asset's realization price.

10% of the sale price of the property

Sending notices about non-fulfilment of obligations under the contract by post

10 Eur

Sending documents by post

10 Eur

Sending documents by courier

10 Eur